Progressive Pet Insurance Review 2024

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Progressive pet insurance through Pets Best offers different types of plans to fit your budget. You’ll find accident and illness plans, which are the most common type of pet insurance plans and cover the widest range of problems. You can also buy an accident-only plan, which covers emergency vet visits for accident-related problems. You can also buy an optional wellness plan to cover expenses like wellness exams and vaccinations.

Pet Accident and Illness Insurance

Progressive pet insurance from Pets Best offers different levels of accident and illness coverage to help you find a plan that fits your budget. The Best Benefit Accident and Illness plan covers these types of expenses, up to policy limits:

  • Acupuncture
  • Arthritis
  • Behavioral consults with, and/or medication prescribed by, a licensed veterinarian
  • Broken bones
  • Cancer
  • Car accidents
  • Chiropractic
  • Dental issues such as periodontal disease
  • Diabetes and other chronic conditions
  • Diagnostic blood work
  • Ear infections
  • Emergency care
  • Euthanasia for humane reasons
  • Exams
  • Foreign object ingestion
  • Hereditary and congenital conditions such as cherry eye, hip and elbow dysplasia, glaucoma and epilepsy
  • Hospitalizations
  • Lacerations
  • MRIs, CAT scans and X-rays
  • Physical rehabilitation
  • Poisoning
  • Prescription medications
  • Prosthetic and ambulatory devices
  • Surgeries
  • Urinary tract infections

Pet Accident-Only Insurance

Progressive pet insurance from Pets Best also offers an accident-only plan. If you have a smaller budget—or an older pet who doesn’t qualify for an accident and illness plan—an accident-only plan might be a good choice. It will cover expenses related to problems like snake bites, broken bones and ingesting foreign objects.

Progressive Pet Insurance Add-Ons

Preventive care can help your pet avoid major health problems—or at least catch them at an earlier, more treatable stage. It’s not covered by pet insurance, though, unless you pay extra for routine care and wellness coverage. Progressive offers the EssentialWellness plan and the BestWellness plan. You can add either of these to your pet insurance plan for an additional cost.

Progressive’s Essential Wellness plan

With this add-on, Progressive will reimburse you up to $305 per year for preventive care expenses such as:

  • Blood, fecal, parasite exam
  • Deworming
  • Flea/tick prevention
  • Heartworm test or FELV screen
  • Heartworm prevention
  • Microchip
  • Rabies
  • Spay/neuter
  • Teeth cleaning
  • Urinalysis or ERD
  • Vaccination
  • Wellness exam

Progressive’s Best Wellness plan

This add-on coverage will reimburse you up to $535 per year for the same types of preventive care costs as the EssentialWellness plan.

You probably won’t incur every expense covered by a wellness plan each year, so you’re unlikely to max out these benefits. Keep that in mind when deciding whether the additional premiums are worth it.