ManyPets offers comprehensive pet insurance coverage for accidents and illnesses, with the option to add a wellness plan. While it may not have all the bells and whistles of some top pet insurance companies, ManyPets provides excellent value for pet owners looking for reliable coverage. In this article, we will dive deeper into ManyPets’ offerings, rates, coverage details, and how it compares to other insurance providers.
About ManyPets Pet Insurance
ManyPets stands out with its $0 deductible option, unlimited coverage, and exam fee coverage. The accident and illness plan cover a wide range of treatments and services, including blood work, emergency care, hospitalization, surgery, and more. However, it’s worth noting that ManyPets does not offer an accident-only plan. Instead, they provide a wellness plan as an add-on to their accident and illness coverage. Unfortunately, they do not offer a free 24/7 vet helpline or alternative or behavioral therapies.
Pet owners can avoid the standard 15-day waiting period with ManyPets by providing proof of continuous pet insurance with another carrier. Additionally, if your pet has been symptom-free and treatment-free for 18 months, ManyPets covers most curable pre-existing conditions.
ManyPets Pet Insurance Rates
ManyPets offers competitive rates based on your pet’s age, breed, species, and your ZIP code. The average monthly rates for unlimited annual coverage vary across different locations. Please note that these rates are based on the average monthly cost of pet insurance for dogs at ages 3 months and 3 years, with unlimited annual coverage, a $250 deductible, and an 80% reimbursement level. Consult the table below to get an idea of ManyPets’ pricing:
| Age | Monthly Rate |
|---|---|
| 3 months | $XX |
| 3 years | $XX |
Source: Petinsurer.com
What ManyPets Covers
ManyPets offers an accident and illness plan that covers a wide range of services and treatments to keep your furry friend protected and healthy.
Accident and Illness
ManyPets’ accident and illness plan cover the following:
- Blood work
- CT scans, ultrasound, X-rays, and MRIs
- Emergency and specialty care
- Exam and consultation fees
- Euthanasia and cremation
- Hospitalization
- Labwork
- Medically necessary supplies
- Prescription injections and medications
- Surgery
- Urinalysis
Wellness Plan
ManyPets provides an optional wellness plan add-on that offers four categories of coverage. Each category allows you to spend up to $150 per year, accumulating to a total of $600. The categories are:
- Dental cleaning
- Holistic care
- Flea, tick, and heartworm prevention, plus heartworm testing
- Routine vaccinations and wellness exams
What ManyPets Doesn’t Cover
Like other pet insurance companies, ManyPets has some exclusions regarding coverage. These exclusions include:
- Anal gland expression
- Behavioral therapy or medication
- Boarding, grooming, and daycare unless illness- or injury-related
- Commercial-owned pets for breeding or racing
- Conditions occurring during the 15-day waiting period
- Dental health care
- Elective or cosmetic procedures
- Non-FDA approved medications, supplements, and treatments
- Parasite control
- Pre-existing conditions (except for curable conditions past the waiting period)
- Prescription diet food
- Preventive and routine care (unless you buy the wellness plan)
- Spaying and neutering
Where Can I Get ManyPets Pet Insurance?
ManyPets Pet Insurance is easily accessible online. However, it’s important to note that it is not available in the following states:
- Hawaii
- Idaho
- Massachusetts
- Minnesota
How ManyPets Compares to Other Pet Insurance Companies
ManyPets holds its own among other pet insurance providers, offering substantial coverage and competitive rates. However, it’s always a good idea to compare different insurance companies to find the perfect fit for your pet’s specific needs. Be sure to consider factors such as coverage options, exclusions, customer reviews, and overall reputation when making your decision.
FAQs
Q: Can I add a wellness plan to my ManyPets policy?
A: Yes, ManyPets offers an optional wellness plan add-on that provides coverage for dental cleaning, holistic care, flea, tick, and heartworm prevention, as well as routine vaccinations and wellness exams.
Q: Does ManyPets cover pre-existing conditions?
A: ManyPets covers most curable pre-existing conditions if your pet has been symptom-free and treatment-free for 18 months. However, standard pre-existing conditions are generally not covered.
Q: Are there any waiting periods with ManyPets pet insurance?
A: ManyPets has a standard 15-day waiting period for coverage. However, this can be waived with proof of continuous pet insurance with another carrier.
Conclusion
ManyPets is a trustworthy pet insurance provider that offers comprehensive accident and illness coverage for your furry companions. With its $0 deductible option, unlimited coverage, and exam fee coverage, ManyPets ensures that your pet’s medical expenses are taken care of. While it may not include certain additional features such as a 24/7 vet helpline or behavioral therapies, ManyPets provides excellent value for pet owners. Remember to weigh the pros and cons and compare it to other insurance providers to find the perfect fit for your pet’s needs.
