Payments and Payment Flexibility at The General
What payment plans does The General offer for its affordable car insurance?
At The General, making auto insurance affordable is our business. From the start, you’ll know the amount of your initial down payment and all subsequent monthly payments. That information comes along with your free auto insurance quote so you can make an informed decision. You can even pick your due date!
Can payments for my low-cost car insurance be automatically charged to my credit card or withdrawn from my bank account each month?
If you want to pay your affordable auto insurance policy premium automatically every month, go right ahead. You can opt for a credit card, including Visa, Mastercard, Discover, and Amex, or have the premium deducted from your bank account. Not only is auto pay a huge time-saver, but you know that your car insurance is paid.
Can I make my monthly payments online?
Nothing is simpler than paying your auto insurance policy online. Just sign in to MyPolicy, our self-service site, then decide whether your payments are made via credit card or bank draft, and you’re done. That’s how easy it is.
With MyPolicy, you can see your policy online and make changes or renewals, or you can use our award-winning mobile app to perform these same tasks or to file a claim.
Do I get a discount if I pay my policy in full?
In most states, customers paying in full receive discounts. Where applicable, discounts are also offered to customers paying in full for both 6 and 12-month policies. Depending on the state, discounts may be available if you decide to pay quarterly.
No matter your decision, you know you are getting the best cheap car insurance on the market. In most states, The General offers other discount opportunities, including multi-car discounts for insuring more than one vehicle, and a homeowner’s discount if you own your home. For the latter, it doesn’t matter who insures your home—you may still qualify for the discount.
Other discounts may include (not available in all states & subject to verification):
- Academic achievement discounts for full-time students
- Vehicles with factory-installed passive restraints
- Successful completion of a defensive driving course
There’s also a safe driver discount if you’ve had a clean driving record for 3-5 years. You might live in a state allowing a one-time Double Deductible discount. This doubles your deductible for the first 45 days after buying your policy.
Does marital status affect the cost of car insurance?
Some insurers offer auto insurance discounts for married couples as married people are considered lower-risk drivers. If you get divorced, you may end up paying more for coverage than a married person. However, The General makes it easy for divorced and single people to get cheap car insurance. Get a quote or talk to a Customer Service representative to see how your marital status will affect your coverage plan.
Do rates go up if I get a moving violation?
In many cases, insurance rates can increase after a moving violation or after an accident because you’re considered a higher risk than before. (Some states do not charge for the 1st moving violation or if the accident was under a certain amount, though.) Regardless, with The General’s discounts and affordable rates, you’ll be able to maintain your coverage, even with an imperfect driving record.
How can my teenager get cheap car insurance?
New teen drivers can benefit greatly from being added to their parents’ car insurance coverage. In addition, teenagers should take advantage of The General’s academic achievement discounts for even cheaper car insurance available in some states. Also, in some states, drivers holding learner’s permits may not require additional coverage and you’ll only be charged when they are fully licensed!
