Nationwide has several pet insurance policies to choose from, including a comprehensive Whole Pet with Wellness plan and scaled down plans, such as an accident-only plan.
Nationwide Accident and Illness Insurance
Whole Pet with Wellness plan
Nationwide has a variety of pet insurance policies to choose from. The most comprehensive offering is its Whole Pet with Wellness plan which covers:
- Accidents such as poisonings, ACL ruptures and sprains
- Common illnesses such as vomiting, diarrhea or ear infections
- Serious illnesses such as heart disease and diabetes
- Chronic illnesses such as arthritis, allergies and skin conditions
- Hereditary conditions such as hip dysplasia, blood disorders and eye disorders
- Testing and diagnostics such as X-rays, MRIs, ultrasounds and blood tests
- Holistic therapy such as chiropractic care, laser therapy and acupuncture
- Procedures such a surgeries or chemotherapy
- Wellness exams and vaccinations
- Flea & heartworm prevention
Major Medical plan
Nationwide’s Major Medical plan is a scaled back accident and illness plan, and it excludes some problems that are covered by the Whole Pet plans.
For example, the Whole Pet plan covers hereditary and congenital conditions such as hip dysplasia and heart disease. The Major Medical plan covers only some hereditary conditions (such as hip dysplasia after the first 12 months of coverage) and it does not cover congenital conditions or developmental disorders (such as heart disease).
Since Nationwide’s Major Medical plan covers fewer health problems than the Whole Pet plan, it’s a cheaper option for pet owners. You can also add a wellness plan to its Major Medical plans.
Pet Insurance Accident-Only Plan
Nationwide offers an accident-only plan called the “Injury plan.” Accident-only plans cover medical expenses for injuries but they do not cover medical expenses for illnesses.
Since an accident-only plan has limited coverage, this is generally the cheapest type of pet insurance plan you can buy.
Nationwide Avian and Exotic Pet Plan
In addition to dogs and cats, Nationwide’s pet insurance can cover birds and exotic animals, such as chinchillas, geckos, goats, potbellied pigs, hamsters, iguanas, turtles and snakes.
Nationwide’s avian and exotic pet insurance plan covers medical expenses such as:
- Accidents
- Illnesses
- Examinations
- Hospitalizations
- Lab fees
- Prescription medications
- X-rays
Nationwide Pet Insurance Add-Ons
Nationwide’s wellness coverage plans help cover expenses for regular exams and preventative treatments, including:
- Behavior exam and treatment
- Deworming
- Fecal test
- Flea or heartworm prevention
- Health certificate
- Heartworm or FeLV/FIV test
- Microchip
- Nail trim
- Physical exams (two per policy term)
- One additional test per policy term, including a blood test, EKG and X-rays
Nationwide Pet Rx Express
Nationwide pet insurance policyholders also have access to Pet Rx Express, which gives you preferred pricing on pet prescriptions at any Walmart or Sam’s Club pharmacy. And they can process the prescription insurance claim at the pharmacy counter.
