Introduction
Are you a homeowner in Austin, TX looking to save money on home insurance? Look no further! With TGS Insurance, finding the right Austin home insurance policy is as easy as 1-2-3. We understand that each home and situation is unique, and we’re here to help you customize a policy that meets your needs while saving you money.
How Much is Home Insurance in Austin, TX?
Homeowners in Austin, TX pay an average of $1,654 a year for home insurance. However, TGS Insurance customers are currently paying an average of $951 a year, saving an average of $703 per year compared to the city average! Your home insurance policy should be tailored to your specific needs and circumstances, so contact TGS Insurance Agency today to start saving.
Comparing the Average Cost of Homeowners Insurance in Austin, TX By Dwelling Coverage Limit
- $75k Dwelling: $1,104
- $150k Dwelling: $1,459
- $200k Dwelling: $1,693
- $350k Dwelling: $2,359
Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit with a brick home between 10-34 years of age in Austin, TX.
Building Comprehensive Austin, TX Home Insurance Coverage Tailored To Your Needs
When it comes to home insurance, the coverage you choose is crucial. Here are some coverage options that you should consider including in your policy to ensure comprehensive protection:
Protection for Your Home
Dwelling Coverage is designed to help pay for the repairs or even rebuilding costs of your home’s physical structure if it gets damaged by a covered peril, such as a house fire or tornado.
Financial Protection for You and Your Family
Personal Liability Coverage is there to protect you when someone is injured or if someone’s property is damaged due to your own fault. It’s important to choose liability coverage limits that adequately protect your assets in case you face a lawsuit.
Assistance With Medical Coverage for Others
Home insurance coverage can help homeowners stay protected against high medical expenses when guests are injured on their property and you’re found at fault. It’s crucial to note that it does not cover health care costs for you or other members of your household.
Assistance With Additional Living Expenses
If your home becomes unlivable due to a covered peril, this coverage can help you pay for additional living expenses like hotel rooms while your home is being assessed, restored, or rebuilt to a livable condition.
Protection for Your Personal Belongings
Your home is filled with many personal items of value, both monetarily and sentimentally. Personal Property Insurance helps homeowners replace these items if they become lost, stolen, or destroyed as a result of a covered loss in your policy.
Scheduled Personal Property Coverage for More Expensive Belongings
Homeowners who have valuable possessions such as jewelry, fine art, antiques, or collectibles may require additional coverage. Speak with your agent about this supplemental coverage option as your standard home insurance policy may have limitations.
If You Rent Out Your Home
Landlords may have the option to buy optional liability coverage for the unique risks posed by tenant-occupied dwellings.
Every home is different, and our independent agents at TGS Insurance Agency understand that your coverage needs will be unique. Contact us today to learn how to protect yourself and your investments with the best homeowners insurance coverage for homes in Austin, TX, all at the lowest price available.
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
At TGS Insurance, we offer a range of insurance services to meet all your needs. By bundling multiple policies, such as home and auto, you can take advantage of discounts and save even more. Additionally, we provide Umbrella Coverage to protect you from additional liability you may face. With the rising costs of medical and legal expenses, umbrella coverage is an attractive option for homeowners in Austin, TX looking to protect themselves and their finances.
Zip Codes in Austin, TX That We Insure:
- 73301
- 78711
- 78712
- 78713
- 78734
- 78735
- 78746
- 78747
- 78748
- 78749
- 78750
- 78751
- 78752
- 78753
- 78754
- 78779
- 78799
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
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Conclusion
Protecting your home is essential, and TGS Insurance is here to help. By offering customized home insurance coverage at the lowest prices, we ensure that homeowners in Austin, TX receive the protection they need without breaking the bank. Contact us today and let us find the perfect policy for you.
