Cheapest car insurance for drivers with an incident
If you’re a Tallahassee driver with a history of incidents, such as speeding tickets, driving under the influence (DUI), or at-fault accidents, you may face higher insurance premiums. Finding affordable car insurance becomes difficult with a poor driving record, but it’s still important to shop for rates.
Here are some of the cheapest car insurance companies, based on driving history.
Cheapest car insurance for drivers with a speeding ticket: State Farm
Insurance companies consider speeding risky driving behavior, elevating the potential for future accidents and claims. Consequently, your insurance premiums are likely to increase after getting a speeding ticket, even if you didn’t cause an accident.
Drivers in Tallahassee with a speeding ticket pay an average of $198 per month for liability coverage.
Here are the cheapest car insurance companies in Tallahassee for drivers with a speeding ticket.
Cheapest car insurance for drivers with an at-fault accident: State Farm
Leon County had 6,604 car crashes in 2021, an increase of more than 17% from the previous year.[2] Having an at-fault accident on your record can cause a significant surge in your car insurance rates, as it indicates a higher likelihood of future claims to insurance companies.[4] Prioritizing defensive driving and avoiding accidents not only keeps you and others safe on the road but also helps keep your insurance premiums affordable.
The average monthly rate for liability coverage for drivers with an accident on their record is $198 in Tallahassee. Here are Tallahassee’s cheapest car insurance companies for drivers with an at-fault accident.
Cheapest car insurance for drivers with a DUI: State Farm
Leon County reported 83 alcohol-related crashes in 2021, a 33% increase from the previous year.[2] Insurance companies consider DUIs a significant risk factor, suggesting a higher potential for accidents and claims. As a result, your insurance premiums are likely to increase after a DUI.
The average rate in Tallahassee for drivers with a DUI is $248 per month for liability coverage. Additionally, Florida may require you to file FR-44 insurance, which has higher minimum insurance requirements.
The table below shows the cheapest auto insurers in Tallahassee for drivers with a DUI on their records.
