What San Francisco residents need to know
When you move to San Francisco, there’s a lot of things you’ll need to get used to, including using Muni as well as trekking up the city’s many hills. But one thing that won’t be hard to get used to is the weather, as the Golden Gate city has temperatures that average between 45 to 72 degrees Fahrenheit throughout the year. But that’s not to say there aren’t unique things you need to prepare your home for.
Similar to other cities in California like San Diego and Sacramento, San Francisco is home to a lot of older buildings, meaning many homes may be prone to water damage. Earthquakes are also a semi-regular occurrence in the area, so many homeowners may choose to add earthquake insurance to their current policy. Finally, a recent study we conducted on package theft found that San Francisco residents have seen an increase of porch pirates over the last few years, making extra theft protection a smart move.
How to lower your home insurance premium
With fairly mild weather in the area, lowering your home insurance premium in San Francisco is all about making your home smart. Installing smart home devices like water leak detectors, security cameras, alarm systems and smart thermostats can all help your insurance provider view you as less of a risk to protect.
Other smart moves to make include seasonal home maintenance tasks and regular servicing of important home systems like your plumbing and HVAC systems. Adding up all of these to-do’s can lead to big savings over time. Just make sure you let your home insurance provider know about the changes you are making, so they can put those discounts into effect!
There’s a reason why so many people move to the city and why Tony Bennett dedicated an entire song to it: San Francisco just can’t be beat. And now, the city of tech moguls and forward thinkers has a new neighbor that offers the most modern home insurance policies around. Learn how we have expanded the meaning of home insurance by giving us a call.
