Pet Dental Insurance: Coverage and Cost Guide

admin

What Does Pet Dental Insurance Cover?

What Is Not Typically Covered?

Most Common Dental Issues in Pets

The Cost of Pet Dental Issues

Treatment for pet dental problems varies in cost depending on the severity of the issue, pet species and breed, etc. According to Carecredit, the average costs range from $50 to $300. The table below breaks down the cost of common dental treatments for pets.

Treatment Cost
Source: Embrace Pet Insurance

How To Find Affordable Pet Dental Insurance

Top Pet Dental Insurance Companies

Cost of Pet Insurance with Dental Coverage

Why Is Pet Dental Work So Expensive?

The severity of the dental work can greatly impact the overall cost. Dental work can range from $50 for basic teeth cleaning to over $1,000 for tooth extraction and anesthesia.

The increasing costs of pet dental care are being driven by several factors, including a rise in pet medication, equipment and supplies costs; higher wages, increasing real estate prices for facilities; and a national shortage of veterinarians.

To help manage rising costs, organizations such as PetSmart Charities are funding low-cost clinics, helping pet owners afford veterinary care.

“Recently, we funded the opening of Emancipet’s low-cost dental and surgical center in Austin, Texas, focusing solely on these services allows for more high-volume and efficient delivery without compromising quality,” said Aimee Gilbreath, the president of PetSmart Charities. “And when more pet parents have support in caring for their pets, chances they’ll stay together longer improve.”

Does Pet Insurance Cover Dental Cleaning?

Standard accident-and-illness pet dental insurance typically doesn’t cover teeth cleaning. However, some providers offer a preventative care add-on that covers dental cleaning.

For example, ASPCA Pet Health Insurance covers dental cleaning in both its Basic and Prime preventative care plans. The company charges $10 for Basic, which covers up to $100 per year in dental cleaning, plus exams, deworming, vaccines and a fecal test. The Prime plan covers up to $150 per year for teeth cleaning and covers all of the Basic inclusions plus spay/neuter procedures, additional vaccines, fecal and heartworm prevention, blood testing, urinalysis and a health certificate.

Is Pet Insurance With Dental Coverage Worth It?

Methodology: Our System for Rating Pet Insurance Companies