MetLife Pet Insurance is Available in Texas. See What’s Covered
Your exact coverage depends on your policy, but here are a few things we can routinely cover:
- Accidents
- Illnesses (including hereditary, congenital, and chronic conditions)
- Surgeries
- Exam fees
- X-rays and ultrasounds
- Medications
- Holistic and alternative therapies
- Emergency care
Some policy holders choose to add on optional preventative care coverage, which can cover things like parasite prevention and spay/neuter services. See our Coverage and Exclusions for an extensive list of what is covered.
How Much Is Pet Insurance in Texas?
A MetLife pet insurance plan can cost as low as $9 per month for cats and $15 per month for dogs, but your monthly premium depends on a few factors, including where you live.9
Generally speaking, you may pay more for pet insurance if you live in or just outside a large city, like Houston or Dallas, than if you live in a smaller town, like Marfa. But your zip code isn’t the only thing that determines your pet insurance premium. Other factors that can influence the price include your pet’s species, breed, gender,10 and age, as well as pet insurance coverage type. For more information, check out “How Much Does Pet Insurance Cost” or get a free quote in just a few steps.
Pet Insurance Claims We Paid in Texas
Curious what people use their pet insurance for? Here are some accident, illness, and routine care claims that we recently paid in TX11
- More than $2,300 paid — A tooth extraction for an 8-year-old mini Australian shepherd with periodontal disease in San Antonio
- About $4,200 paid — A surgery for cruciate rupture for a 4-year-old mixed breed in Richardson
- More than $900 paid — A routine spaying procedure for a less than 1-year-old Chihuahua in Houston
- More than $80 paid — A prescription medication for a 10-year-old Yorkshire terrier with Cushing’s disease in Pearland
- More than $100 paid — A routine blood panel for a domestic short-hair cat in Austin
“Only in Texas” – Notable Claim
When golden retriever puppy Coco was bitten by a snake just outside of the Dallas-Fort Worth area, she was rushed to the vet for care. The bite wound injury cost her parents more than $1,200. Luckily, they were able to get more than $950 reimbursed through their dog insurance policy, and curious Coco is now recovering comfortably. 11
Read more: 4 Reasons to Get Puppy Insurance
Pet Injuries and Illnesses Typically Found in Texas
Living in Texas can come with its own challenges when you’re a pet owner. Here are a few things you might have to deal with if you have a cat or dog:
- Snake bites: From cottonmouths to copperheads, more than 15 venomous snake species call Texas home and many encounters with snakes occur around the home.12 A bite from a venomous snake to your dog or cat may require a trip to the vet and treatments ranging from antibiotics to antivenom.13
- Kissing bugs: Kissing bugs can be a big problem in Texas. They can carry a parasite that causes Chagas disease, which can lead to heart disease in dogs. Dogs can get Chagas from kissing bug bites or from eating kissing bugs.14
- Feline calicivirus: Texas vets have come across this virus, which can cause mild to severe upper respiratory infections and oral disease in cats.15 It can be common in shelters and breeding colonies.16
Texas Plants That Can Be Poisonous to Pets
Pet owners may not be aware that many common plants can be poisonous to cats and dogs. Ingestion of any of these plants by your dog or cat may necessitate a trip to the vet or emergency vet:
- Sago palm
- Aloe vera
- Lilies
- Texas umbrella tree
- Boxwood
- Oleander
Note: ASPCA Animal Poison Control has an extensive list of toxic plants.17
Most Popular Dog Breeds in Texas
Ever wonder what dogs Texans love to make part of their family? Here are the top three adopted breeds in Texas and some common health problems faced by them:16
- Labrador: Obesity, hip dysplasia, and allergies
- German shepherd: Otitis, gastroenteritis, and pyoderma
- Bulldog: Overheating, obesity, and eye problems
Visit PetFinder to find adoptable dogs and adoptable cats in Texas.
Pet adoption shelters in TX
If you’re ready to make a new pup your furever family or searching for a new kitty best friend, there are shelters in Texas that are ready to help you! Check out some shelters below and see all the dogs and cats ready for adoption.
Friends of Dallas Animal Services
2911 Turtle Creek Blvd. Ste. 300 Dallas, TX 75219
Humane Society of North Texas
1840 E Lancaster Ave, Fort Worth, TX 76103
SPCA of Texas
2400 Lone Star Dr., Dallas, TX 75212
If You Live in Texas, Consider Insuring Your Pet
Whether you have a hard-working North Texas ranch dog, or a snuggly kitty living in a DFW loft, your pet may need veterinary care throughout their lifetime. Avoid the uncertainty that may come with unexpected veterinary expenses with the help of a MetLife Pet Insurance plan.2 Get a free quote now so you can focus on the good stuff — like tummy rubs.
