Pets bring joy to our lives, but they can also come with unexpected expenses. From food and boarding to medical care, the costs can add up quickly. That’s where AARP’s pet insurance comes in. Tailored for pet parents, AARP’s pet insurance offers customizable coverage, claims, reimbursements, and top-notch customer service. In this article, we’ll delve into the benefits of AARP’s pet insurance and provide a comprehensive review of their policies.
How AARP Can Help Make Pet Insurance More Affordable
According to AARP, one out of every three pets will need unexpected veterinary care every year. To help pet owners manage these costs, AARP offers Fetch pet insurance to its members. Fetch is accepted by all vets in the United States and Canada and covers a wide range of services, including diagnostic tests, hereditary and chronic conditions, dental treatments, veterinary fees, prescription medications, specialist treatments, surgery, rehabilitation, and accidents and illnesses.
AARP members can save up to 10% on premiums (5% online discount and 5% AARP member discount) and receive a $35 Visa® Prepaid Card to help with their pet’s wellness expenses. Signing up is simple – members can either do it online or call 800-239-6870.
Obtaining a Fetch Policy
Interested AARP members can easily obtain a Fetch pet insurance policy. They can review potential plan costs and get a free Fetch quote by providing their pet’s name, breed, age, and their contact information. Fetch policies offer annual coverage starting at $5,000 for accidents, injuries, and illnesses, with deductible options ranging from $100 to $2,500.
Restrictions and Waiting Periods
While Fetch, like other providers, doesn’t cover pre-existing conditions, it distinguishes between incurable and curable pre-existing conditions. Curable conditions, such as ear infections, periodontal disease, and UTIs, are reinstated once the exclusionary period has passed. New policyholders will have a 15-day waiting period for illnesses and a 5-day waiting period for pet injuries starting from the policy’s effective date. It’s important to note that the waiting periods don’t apply to policy renewals if the coverage is continuously maintained.
What Are the Benefits of Purchasing Pet Health Insurance?
Purchasing pet insurance brings peace of mind to pet owners. It protects them from unexpected veterinary bills and emergency expenses resulting from accidents or illnesses. With pet insurance, your furry friend will receive quality care regardless of cost. Additionally, pet insurance can also cover routine medical expenses, including annual checkups and prescriptions for chronic conditions. The small monthly cost of pet insurance outweighs the burden of unexpected medical expenses.
FAQs
Q: How can AARP members save on pet insurance?
A: AARP members can save up to 10% on pet insurance premiums (5% online discount and 5% AARP member discount) and receive a $35 Visa® Prepaid Card to aid in their pet’s wellness expenses.
Q: What does Fetch pet insurance cover?
A: Fetch pet insurance covers a wide range of services, including diagnostic tests, hereditary and chronic conditions, dental treatments, veterinary fees, prescription medications, specialist treatments, surgery, rehabilitation, and accidents and illnesses.
Q: Does pet insurance cover pre-existing conditions?
A: Pet insurance generally does not cover pre-existing conditions, but Fetch distinguishes between incurable and curable pre-existing conditions. Curable conditions are covered after an exclusionary period has passed.
Q: Are there waiting periods for Fetch pet insurance?
A: Yes, there are waiting periods for Fetch pet insurance. New policyholders have a 15-day waiting period for illnesses and a 5-day waiting period for pet injuries starting from the policy’s effective date.
Conclusion
For AARP members, Fetch pet insurance offers a reliable and affordable option that can save them up to 10% on premiums. Pet insurance brings financial security and peace of mind, ensuring that your furry friend receives the care they need without burdening your wallet. Consider AARP membership, which offers various benefits, in addition to Fetch’s pet insurance, to make the most of your investment in your pet’s well-being.
