Are you a cat owner? If so, you already know that your feline friend brings joy and companionship to your life. However, like any other pet, cats can also face accidents and illnesses that require expensive veterinary care. That’s where cat insurance comes in. By providing coverage for accidents, illnesses, and routine care, cat insurance can help make those vet bills more manageable and ensure that your cat receives the care they need.
Types of Cat Insurance Plans
When it comes to cat insurance, you have two main options to choose from: accident-only plans and accident and illness plans. Accident-only plans are the more affordable option, covering injuries such as bites, wounds, broken bones, and swallowed objects. However, it’s important to note that accident-only plans do not cover illnesses.
On the other hand, accident and illness plans, like the BestBenefit plan offered by Progressive Cat Insurance, provide more comprehensive coverage. These plans cover not only accidents but also any illnesses your cat may experience, with the exception of pre-existing conditions. Depending on your budget, you can choose a deductible that suits your needs, and the reimbursement percentage—70%, 80%, or 90%—will be set accordingly once you’ve met the annual deductible.
Routine Care Coverage
In addition to accident and illness coverage, Progressive Cat Insurance also offers wellness plans that cover routine care. These plans, known as EssentialWellness and BestWellness, allow you to manage your cat’s expected healthcare needs throughout their life. From vaccinations to annual check-ups and even screenings, these wellness plans ensure that your cat receives the necessary preventive care with no deductibles.
What Cat Insurance Doesn’t Cover
It’s important to understand what cat insurance does not cover. Pre-existing health conditions that your cat has been diagnosed with prior to obtaining insurance will not be covered. However, you can still secure coverage for your cat; just keep in mind that any treatment related to the pre-existing condition won’t be included.
Additionally, cat insurance plans typically do not cover elective procedures or preventative care. However, Progressive’s EssentialWellness and BestWellness add-on plans can cover specific preventive and elective procedures. It’s also worth noting that cat insurance does not cover non-veterinary expenses such as food, grooming, boarding, or holistic treatments.
Why Choose Progressive Cat Insurance?
Here at Progressive Cat Insurance, we offer flexible and competitively priced plans that give you greater control over your pet’s healthcare and veterinary expenses. Here are a few reasons why we’re recommended by vets nationwide:
- One Annual Deductible: You only need to pay the deductible once a year, rather than with every claim you file.
- Customized Coverage: Choose a deductible that suits your budget and set your reimbursement percentage.
- No Upper Age Limits: We offer coverage for cats of all ages, ensuring that you can maintain the same level of coverage throughout their lives.
- Easy Claims Processing: Our claims process is simple and quick, making it easy for you to submit claims.
- Flexible Payment Plans: Choose to pay your premiums monthly, quarterly, or annually, giving you flexibility in managing your budget.
Understanding Cat Insurance Costs
The cost of insuring your cat through Progressive Cat Insurance can vary depending on factors such as the type of coverage you select, your cat’s breed, age, and location. Annual costs can range from $72 for an accident-only plan to $302 for an accident and illness plan. By getting a quote customized to your cat’s needs, you can find the right coverage at a price that fits your budget.
Other Types of Pet Coverage We Offer
If you have other pets, such as dogs, you can also obtain insurance coverage for them through Progressive Pet Insurance by Pets Best. Plus, by insuring multiple pets, you can save 5% on your premiums.
Q: Does cat insurance cover pre-existing health conditions?
A: No, cat insurance plans typically do not cover pre-existing conditions.
Q: Can cat insurance cover routine care expenses?
A: Yes, Progressive Cat Insurance offers wellness plans that cover routine care expenses, including vaccinations and check-ups.
Q: What expenses are not covered by cat insurance?
A: Cat insurance does not cover non-veterinary expenses, such as food, grooming, boarding, and holistic treatments.
Cat insurance provides you with peace of mind, knowing that you can provide your furry friend with the necessary care without breaking the bank. With accident and illness coverage, routine care options, and flexible plans, Progressive Cat Insurance by Pets Best is a trusted choice for many cat owners. Get a quote today and ensure that your whiskered friend receives the care they deserve.
