State Farm
State Farm provides some of the cheapest average full coverage car insurance rates in The Big Guava, based on Bankrate’s study of car insurance rates in Tampa. In addition to being one of the cheapest car insurance companies in Tampa, State Farm came in first place in the Florida segment average in the J.D. Power study and has over 20 local agents in the city. Although State Farm does not offer as many specialty coverage options for policies, such as gap coverage, it does offer a wide array of discounts that may help drivers save even more on premiums.
Learn more: State Farm Insurance review
Geico
Geico offers low average premiums in Tampa for both full and minimum coverage. Drivers may save even more with Geico’s extensive list of discounts. Savings may be available for military service, bundling, telematics participation, good students and professional affiliations. In addition to an above-average customer satisfaction score from J.D. Power in the Florida region, Geico holds a financial strength rating of A++ (Superior) from AM Best, which may appeal to drivers concerned about Florida’s volatile insurance market. Geico does not underwrite its own home or life insurance, which may be a concern for policyholders who like to conduct all their insurance business with a single company.
Learn more: Geico Insurance review
Progressive
Progressive offers many potential advantages for drivers in Tampa, including a variety of policy customization options, like roadside assistance and windshield coverage. It also offers many discounts and perks, including the popular Name Your Price tool, where you can input your budget to see what coverage options are available to you. However, Progressive scored slightly below the region average in the Florida region of J.D. Power’s customer satisfaction study, the lowest of the four providers on our list.
Learn more: Progressive Insurance review
Allstate
Although Allstate doesn’t have the cheapest average rates on our list, the company excels in other areas that may appeal to some drivers. For example, Allstate offers a robust telematics program, Drivewise, which may reward good driving habits with lower rates, travel rewards, gift cards, sweepstakes and other perks. Additionally, for drivers looking for convenience, Allstate offers a highly-rated mobile app where drivers can manage their car insurance policy, file claims, update coverage, and check the status of claims.
Learn more: Allstate Insurance review
