If you’re a California driver looking for affordable auto insurance, California’s Low Cost Automobile Insurance Program (CLCA) could be the solution you’ve been searching for. Established by the Legislature in 1999, this program aims to provide income-eligible individuals with liability insurance protection at affordable rates, helping them meet California’s financial responsibility laws [^1^].
Who Qualifies for CLCA?
Many income-eligible drivers in California remain uninsured due to the high costs of standard insurance premiums. However, the CLCA program offers affordable solutions to help protect you, your loved ones, and other drivers on the road [^1^].
As of January 1, 2015, a new law called SB 1273 has expanded the program’s eligibility criteria. It allows drivers with less than three years of verifiable driving experience to participate and increases the maximum vehicle value from $20,000 to $25,000 [^1^].
How to Apply for CLCA
To find out if you qualify for California’s Low Cost Automobile Insurance Program, visit their official website at www.mylowcostauto.com or call 1-866-602-8861. The website provides all the necessary information and resources, including a search feature to help you locate a certified agent in your local area [^1^].
Important Links and Resources
The CLCA program offers several useful resources and informational materials to help you better understand the program and its impacts. Some of these include:
- Reports to the Legislature and Consumer Education and Outreach Plans
- Assessing the Impacts of AB 60 – CLCA and Uninsured Motorists Report
- CLCA rack card (PDF)
- Good Driver Definition (PDF)
- Request CLCA collateral materials be mailed to your organization
- Invite CROB to your outreach event or meeting!
- If you have a question about the CLCA program, send them an e-mail! [^1^]
FAQs
Q: What is California’s Low Cost Automobile Insurance Program?
A: California’s Low Cost Automobile Insurance Program (CLCA) is a state program designed to provide income-eligible individuals with affordable liability insurance protection, helping them meet California’s financial responsibility laws [^1^].
Q: How can I apply for CLCA?
A: To apply for the CLCA program, visit their official website at www.mylowcostauto.com or call 1-866-602-8861. The website provides detailed information and resources to help you determine your eligibility and find a certified agent in your local area [^1^].
Q: Is CLCA open to all drivers in California?
A: CLCA is specifically aimed at income-eligible individuals who may not have access to affordable auto insurance. To qualify, you need to meet certain income criteria and other eligibility requirements [^1^].
Conclusion
If you’re struggling to find affordable auto insurance in California, the Low Cost Automobile Insurance Program (CLCA) might be the solution you need. Designed to provide liability insurance protection at affordable rates, this program ensures that income-eligible individuals can meet California’s financial responsibility laws. To find out if you qualify and to learn more about the program, visit www.mylowcostauto.com or call 1-866-602-8861 today [^1^].
Remember, everyone deserves access to quality auto insurance, and with CLCA, it’s now within reach.
[^1^]: Content adapted from the original article “California’s Low Cost Auto Insurance Program.”
