Are you preparing for a comfortable retirement? Look no further than Fidelity & Guaranty Life Insurance Company (F&G). With nearly 60 years of experience, F&G has been offering leading-edge annuity and life insurance products to help Americans secure their future.
Why Choose Fidelity & Guaranty Life Annuities?
Fidelity & Guaranty Life Insurance Company, part of the FGL Holdings family, is committed to providing high-quality insurance products through the independent agent market. While F&G offers various types of annuities, their expertise lies in Fixed Indexed Annuities. Currently, they provide eight product options, including the following:
FG Guarantee Platinum® Series Annuity (MYGA)
- Available in 4, 5, or 7-year terms.
- Your premium grows with a guaranteed rate of interest for each 3-year period.
- Flexibility to withdraw funds, renew, or turn the annuity into guaranteed payments for life.
FG Immediate-Income® Annuity (SPIA)
- Offers guaranteed payments for life, the life of another person, or a fixed period.
- Includes options for accelerated benefits and inflation protection.
- Provides peace of mind with lump sum death benefits.
Accelerator Plus® Annuity (FIA)
- Available in 10 and 14-year terms.
- Offers a vested bonus to your account over 10 years.
- Multiple interest options and the potential for guaranteed income for life.
FG AccumulatorPlus® Annuity (FIA)
- Available in 7 and 10-year terms.
- Provides tax-deferred savings growth and full access to your account.
- Offers options for unexpected health care costs and withdrawals.
FG Index-Choice® 10 Annuity (FIA)
- 10-year term.
- Provides a bonus based on your initial premium and various interest options.
- Gives full access to your account and potential tax-deferred growth.
FG Retirement Pro® Annuity (FIA)
- Offers a unique structure that tracks your Benefit Base and account value.
- Provides a bonus to your account and several interest options.
- Offers options for guaranteed income for life and unexpected health care costs.
FGNY Index-Choice® 10 Annuity (FIA)
- 10-year term.
- Provides a bonus based on your premium and options for earning interest.
- Full access to your account and protection against unexpected health care costs.
Performance Pro® Annuity (FIA)
- Offers a bonus to your account that vests over 10 years.
- Multiple options for earning interest and guaranteed income for life.
- Provides a death benefit from day one.
Prosperity Elite® Annuity (FIA)
- Available in 7, 10, or 14-year terms.
- Offers a bonus to your account that vests over time.
- Multiple interest options and the potential for guaranteed income.
Safe Income Plus® Annuity (FIA)
- Provides a bonus to your account that vests over 10 years.
- Offers options for earning interest and guaranteed income for life.
- Provides full access to your account and protection against unexpected health care costs.
State Availability
Fidelity & Guaranty Life Insurance Company offers its insurance products in every state except New York. In New York, products are offered through a wholly owned subsidiary, Fidelity & Guaranty Life Insurance Company of New York. Additionally, they provide coverage in the District of Columbia and Puerto Rico.
FAQs
Q: Why should I choose Fidelity & Guaranty Life Insurance Company?
A: F&G has a long-standing reputation for offering innovative annuity and life insurance products, helping Americans secure a comfortable retirement.
Q: What types of annuities does Fidelity & Guaranty offer?
A: F&G specializes in Fixed Indexed Annuities, but they also offer Immediate Annuities and Multi-Year Guaranteed Annuities (MYGA).
Q: Can I access my account for unexpected health care costs?
A: Yes, F&G annuities provide full access to your account for qualifying health care costs such as nursing home care or in the event of terminal illness.
Q: How can I learn more about Fidelity & Guaranty Life Insurance Company products?
A: You can check out the product brochures available on their website for detailed information on each annuity option.
Conclusion
When it comes to annuities and life insurance products, Fidelity & Guaranty Life Insurance Company stands out for its commitment to helping Americans secure their retirement. With a wide range of annuity options, including Fixed Indexed Annuities, F&G provides flexible solutions tailored to meet individual needs. Explore their offerings and secure your financial future today!
Talking about annuities can be complex. If you’re new to selling annuities in the senior market, check out our complete guide: The Ultimate Guide to Selling Annuities in the Senior Market
