USAA is included on Forbes Advisor’s list of best car insurance companies. See how its rates compare to other companies.
USAA Car Insurance Cost Comparison for Good Drivers
USAA has the cheapest average car insurance rates for good drivers among the insurers we evaluated. Its national average price for good drivers is well below the average of $2,026 per year for the companies we analyzed.
USAA Car Insurance Cost Comparison for Drivers With a Speeding Ticket
USAA offers very low prices for drivers with a speeding ticket. If you have tickets on your record, it’s smart to shop around for car insurance quotes because of the wide variation in costs from one company to the next
UUSAA Car Insurance Cost Comparison for Drivers Who Caused an Accident With an Injury
USAA has the lowest rate for motorists who have caused an accident with an injury to someone else compared to other top insurers we analyzed. USAA’s average car insurance cost for drivers who caused an accident with injury is more than $1,000 cheaper a year than the national average of $3,009 a year.
USAA Car Insurance Cost Comparison for Drivers With a DUI
USAA auto insurance costs are low for drivers with a DUI when compared to competitors. USAA’s average cost for drivers with a DUI is well below the national average of $3,363 per year among the companies we analyzed.
USAA Car Insurance Cost Comparison for Drivers With Poor Credit
Average USAA auto insurance costs are pretty competitive for drivers with poor credit compared to competitors. USAA’s average prices are below the national average of $3,847 a year among the companies we analyzed.
Insurance companies assert that a person’s credit correlates with the chances someone will make an insurance claim in the future. This correlation leads to higher rates. California, Hawaii, Massachusetts and Michigan prohibit insurers from using credit when pricing auto insurance.
USAA Car Insurance Cost Comparison for Adding a Teen Driver
USAA’s car insurance cost to add a teen driver is relatively competitive but still slightly above the national average.
Adding a new teen driver to a car insurance policy can hike up your rates. We found that the national average cost for adding a 16-year-old driver to a parent’s policy is $2,359 a year among the companies we analyzed.
USAA Car Insurance Cost Comparison for Young Drivers Ages 18 to 25
USAA car insurance costs are relatively low for drivers between 18 and 25. Its cost is around $1,300 per year cheaper than the national average of $3,704 a year, among the large insurers we analyzed.
The costs below are for young drivers on their own auto insurance policies. You can usually decrease costs by keeping a young driver on a parent’s policy as long as possible.
USAA Car Insurance Cost Comparison for Senior Drivers Ages 65 to 80
USAA car insurance costs for drivers 65 to 80 are reasonably cheap compared to other large auto insurance companies we analyzed. The national average is $2,150 a year, based on our analysis. USSA is about $700 a year below the average.
