Lemonade pet insurance offers an accident and illness pet insurance plan like you would find at the best pet insurance companies, but you can add to it by purchasing extra coverage for various types of pet expenses, such as vet visit fees or preventative care.
Accident and Illness Coverage
Lemonade pet insurance offers an accident and illness plan, which is the most common type of pet insurance policy and covers the widest range of problems, such as:
Lemonade Add-ons
Lemonade pet insurance offers add-ons so you can customize your plan to pay for expenses like vet visit fees, behavioral conditions and dental illness. You can also buy a pet wellness plan for routine care, such as wellness exams and vaccinations.
Behavioral Conditions
This add-on covers the cost of therapies and treatments for behavioral conditions, such as destructive behaviors, excessive barking and separation anxiety. The types of treatments include:
- Prescription medications.
- Specialized training.
- Therapy sessions.
This add-on has a $1,000 annual limit. Your deductible and reimbursement level will apply.
Dental Illness
This add-on covers the cost of diagnostics, medications, procedures and treatments related to dental illnesses such as gingivitis and periodontal disease. The types of treatments include:
- Crowns.
- Dental surgeries.
- Extractions.
- Root canals.
This add-on has a $1,000 annual limit. Your deductible and reimbursement level will apply.
End-of-Life and Remembrance
This add-on covers the costs for vet-recommended euthanasia, cremation and commemorative items, such as digital photo storage, framed pictures of paw prints and even a tattoo.
This add-on has a $500 limit. Your deductible and reimbursement do not apply.
Physical Therapy
This add-on covers the cost for physical therapy (such as acupuncture and hydrotherapy) related to functionality issues due to an accident or illness. This add-on does not cover physical therapy for pre-existing conditions. Alternative medicines and therapies such as aromatherapy and CBD are not covered by this add-on.
Your deductible and reimbursement level will apply to this add-on.
Vet Visit Fees
This add-on covers your veterinary exam fees related to accidents and illnesses covered by your policy, such as a laceration or ear infection.
Your deductible and reimbursement level will apply to this add-on.
Preventative and Preventative+ Packages
Lemonade offers two preventative care packages for dogs and cats and one plan for puppies and kittens. These plans pay for vet expenses like wellness exams, vaccinations, and other tests and procedures. These add-ons include online access to a live chat with a vet or vet technician, available seven days a week from 6 a.m. to 12 a.m. ET.
Here’s a look at what each plan covers.
