Exotic Pet Insurance: What To Know

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Exotic pet insurance helps cover expensive vet bills when your pet gets sick or injured. With exotic pet insurance, you don’t have to worry about out-of-pocket costs for necessary surgery, which could save your pet’s life in an emergency. Though it comes with a monthly premium, there are plenty of cheap pet insurance companies to match your budget.

Currently, only Nationwide Pet Insurance offers coverage for exotic animals. However, many companies offer pet insurance for cats and dogs. We recommend comparing multiple pet insurance companies if you own a dog or cat to ensure you choose a plan that fits your pet’s needs.

Nationwide and Petco Pet Insurance

Nationwide and Petco offer co-branded pet insurance plans underwritten by Veterinary Pet Insurance Company in California and National Casualty Company in all other states.

Known for its work in the auto insurance industry, Nationwide offers an Avian and Exotic Pet Plan. This plan doesn’t offer the same options and customization levels as Nationwide’s plans for dogs and cats, but it does cover most types of birds and exotic pets, such as parrots, rabbits, turtles and hedgehogs. The company doesn’t share cost information for the Avian and Exotic Pet Plan on their website, but you can get a free quote from a Nationwide representative by calling 844-397-8937.

Nationwide Exotic Pet Insurance covers 70% of costs with a $250 deductible and $10,000 annual limit for covered illnesses and accidents, including vet exams, hospitalization, medications and more.

Read more: Nationwide Pet Insurance review

Pet Assure

Pet Assure is a veterinary discount plan rather than a pet insurance company and is available to all pets, including exotic pets. Pet Assure members receive a 25% discount on all medical care provided in-office by the veterinary staff, including wellness visits, sick visits, dental cleanings, allergy treatments, cancer care, diabetes management, emergency care, spay and neuter procedures, vaccines, surgical procedures and more.

However, veterinarians must be a Pet Assure participant for members to receive the discount. Members simply enroll their pet and immediately start receiving discounts on all veterinary health procedures. Members do not need to file claims, meet a deductible or wait for reimbursement.

Read more: Pet Assure review