Shopping for car insurance

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What do you need to quote and buy car insurance?

Before you start shopping for auto insurance, you’ll need a few pieces of info to get an accurate quote, including:

  • Your car’s make, model, and year: At a minimum, you’ll need your car’s make and model, its year, and your address to get an accurate quote.
  • Your driving history: Providing an honest account of tickets or accidents you’ve been in will increase the accuracy of your quote. Remember, lying to get a better rate is considered car insurance fraud.
  • Your car’s mileage: Some insurers will ask for this to get a rough estimate of how much you drive.

To purchase a policy, you’ll typically need to provide one or more of the following for verification purposes: driver’s license number, Social Security number, and vehicle identification number (VIN).

With the above info in hand, you can start shopping for car insurance online, over the phone, or through an agent. Quoting car insurance online is a quick way to compare rates yourself, though an agent can save you time if you prefer someone else to do the shopping for you. Keep in mind that prices can vary based on how you buy.

How to compare auto insurance discounts

In addition to a teen driver discount, if you’re a new customer shopping for auto insurance, see if you can earn additional discounts like:

  • Multi-policy: This discount can help you save if you plan to buy two or more policies from the same insurer.
  • Multi-car: Adding two or more vehicles to your policy could also save you more.
  • Continuous insurance: Many insurance companies offer a discount if you’ve previously had insurance through another company.
  • Usage-based insurance: Some insurers offer an additional discount that’s based on how safely you drive while participating in their usage-based insurance program, like Progressive’s Snapshot® program.

How to get car insurance

You can buy a policy from Progressive any way you’d like, both online or over the phone (prices can vary depending on how you buy). You can even see pricing from other companies with our rate comparison tool, AutoQuote Explorer®. Start shopping for a better car insurance rate: