1 Value Penguin – How Does Cash Value Life Insurance Work? Updated March 31, 2023. https://www.valuepenguin.com/life-insurance/cash-value-life-insurance. Accessed April 4, 2023.
2 Nerdwallet – How to Get Cash from Your Life Insurance Policy. Updated January 25, 2023. https://www.nerdwallet.com/article/insurance/getting-cash-from-life-insurance. Accessed March 31, 2023.
3 Investopedia – Understanding Life Insurance Loans. Updated November 28, 2022. https://www.investopedia.com/articles/personal-finance/121914/understanding-life-insurance-loans.asp. Accessed March 31, 2023.
4 Investopedia – Cashing in Your Life Insurance Policy. Updated May 22, 2022. https://www.investopedia.com/articles/pf/08/life-insurance-cash-in.asp. Accessed March 31, 2023.
Aflac insurance coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Final Expense Whole Life Insurance is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated and is administered by Aetna Life Insurance Company.
The life insurance policy described herein contains an optional Accelerated Death Benefits Rider that is intended for favorable tax treatment under Section 101(g) of the Internal Revenue Code. Aflac does not give legal or tax advice. Please consult with a qualified legal, tax, and accounting advisor before engaging in any transaction. In AR, AZ, ID, OK, OR, PA, TX and VA: Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22.
Life – 68000 Series – In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, & Virginia, Policies: ICC1368100, ICC1368200, ICC1368300, ICC1368400. In Delaware, Policies A68100-A68400. In New York, NY68100-NY68400. Term/Whole Life – B60000 Series – In Arkansas, Idaho, Oklahoma, Pennsylvania, Texas, & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. Group Whole Life – Q60000 Series – In Arkansas, Policy Q60100CAR. In Delaware, Policy Q60200M. In Idaho Policy Q60100CID. In Oklahoma, Policy Q60100COK. In Oregon, Policy Q60100COR. In Texas, Policy Q60100CTX. Group Term Life Q60000 Series – In Delaware, Policies Q60200C. In Arkansas, Idaho, Oklahoma, Oregon, Texas, Policies ICC18Q60200C, ICC18Q60300C, ICC18Q60400C.
The content herein is provided for general informational purposes and is not provided as tax, legal, health or financial advice for any person or for any specific situation. Employers, employees and other individuals should contact their own advisers about their situations. This is a brief product overview only. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Plans and riders may also contain a waiting period. Refer to the exact plans and riders for benefit details, definitions, limitations and exclusions. For availability and costs, please contact your local Aflac agent/producer. Aflac does not offer universal life insurance.
Aflac’s family of insurers include Aflac, Aflac New York, Continental American Insurance Company, and Tier One Insurance Company.
WWHQ | 1932 Wynnton Road | Columbus, GA 31999
22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
