Term Life Insurance

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We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

ΔDiscount varies and is not available in all states or situations.

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Certain term life insurance policies for Arizona, Indiana, Louisiana, Maryland, Michigan, Missouri, Ohio, Pennsylvania, Texas and Virginia residents are underwritten by Progressive Life Insurance Company.

Progressive Advantage Agency, Inc. refers all other consumers seeking life insurance to Efinancial, LLC for placement with insurers offering that coverage. eFinancial and the insurers are not affiliated with Progressive. PAA and Progressive are not responsible for insurer or coverage selections, policies issued, claims, the content or operation of others’ websites, or how others handle or use your information. Information you provide to others is subject to their privacy policies and website terms of use, and may be shared with us.

PAA receives compensation from eFinancial or its affiliate that may vary based on the number of applications taken by eFinancial and the policy you buy. Contact us for more details.

Price, coverage, and coverage terms and conditions may vary between insurers. Availability may vary by state.

*Life insurance rate quotes referenced in eFinancial’s materials are based on a composite of participating carriers’ best-published monthly premium rates for 10-year, term life policies with face amounts of $250,000 as of 6/8/2022. Unless noted otherwise, the comparison rates are made for male, preferred plus, non-tobacco user, and female, preferred plus, non-tobacco user – age 19-34. Rates and products available may vary by state. All policies are subject to underwriting approval. Also, the rates and time taken to purchase a policy vary by product. Quotes are provided for information purposes only and do not constitute an offer of insurance.

†Lower rates available. All rates and policies are subject to underwriting approval. Rates are provided for information purposes and do not constitute an offer of insurance.

**Progressive Life Insurance’s Flexible policy is a term life policy that allows the insured to request an increase in the coverage amount within the first 10 years of the policy for the following covered life events: marriage, divorce, adding a child to your family through birth, adoption or marriage, or purchasing a home. Coverage amount increases must be between $25,000 and $200,000 (in $1,000 increments), and are subject to overall policy and company limitations. Coverage amount increase requests require proof of the qualifying life event but do not require a new application, medical exams or testing, or a new medical questionnaire. With the health status freeze feature, the new increased coverage amount will be rated at the age and health status of the insured at the time of the initial policy application. Coverage amount decrease are subject to Progressive Life’s minimum coverage amount.